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A default judgment on your credit report is a very serious mark and will almost certainly ruin your score! You don’t however just have to live with this mark Authentic Nick Vigil Jersey , first lets discuss what it is and what it means.


This happens when you are sued by a lender for example a credit card company. When you accept the card in the fine print you gave them permission to sue you in a court of law should you stop making payments. The lender has filed a civil court case against you for the alleged debt.


You should have been notified but it is not uncommon for you to be completely unaware of the impending court case. However you are still responsible to appear in court regardless of your knowledge of it or not, if you do not show then a default judgment is placed against you.


You are given typically 30 days by the court to pay the lender or make arrangements, but if you are unaware of this proceeding it makes it difficult to resolve the matter. This is a serious situation and depending on what state you live in you could have liens placed against your property or even have your wages garnished! In other words before you even get your paycheck you could have money already taken out to pay back this debt! It is important to know that filing a civil case is usually the last step a collection agency or lender will take to recover a debt.


How Do I Get This Off My Credit?


This depends on exactly where you are in the process. If you have a court case coming up you can make arrangements with the lender that you will settle with them and in exchange they must stop reporting this negative item to the credit bureaus. This is a normal request and the lender will not have a problem agreeing to this.


After you make your payments you then dispute the negative item with the credit bureaus. The bureaus will then investigate and they will contact the lender to ask them to verify the debt. However the lender will not verify the debt because of your settlement agreement. Then the bureau will remove the item from your report!


If you have missed your court date and are within this 30 day window you may still be able to negotiate the same terms. And if you are past the court date but have paid this debt then you should be able to dispute the bureaus and have it removed because the lender is not going to spend the time and money verifying an old debt that they have already collected on. It makes no financial sense for them to continue to record or keep track of it, or spend the man hours to look it up if it’s a closed out account.


In sum, a default judgment is a terrible mark to have on your credit and almost certainly defines your credit worthiness to future lenders as being a bad risk! However you don’t just have to live with this mark, you can take action and have it removed no matter where you are in the process.


For a free credit consultation call 1-800-230-1954 or to learn more about What Is a Default Judgment or how to remove a Judgment On My Credit.

Business > Employee Relations > Employee TrainingThe Role Played by a Six Sigma Society in the Various Levels of Six Sigma Traini

Posted by CesarMuler in Business on April 8th, 2014


The importance of a Six Sigma Society is realized by almost all the companies of the world. This can be safely assumed from the increasing trend in companies to encourage the employees to take the Six Sigma Certification Exam. There have already been many businesses that have used the Six Sigma to enhance the functioning of their companies. There are also many others that are looking to incorporate Six Sigma Training for their employees.

The Six Sigma Course is a great help both for the companies and the employees. For the companies, the overall business takes a hit and there is a gross eradication of the factors that lower the quality and productivity of the business. For the employees, the certification significantly enhances their skill set, which they can use both in the present company and in the future.

The Six Sigma Course is in three levels. These are the Yellow, Green and Black belts. The final level of the course, the black belt level is also known as the champion level. The employees have the option to go for all the levels one by one or choose the level that they feel is ideal for them. They can also consult a Six Sigma Society on the level they should start from.

The Yellow belt Six Sigma Certification is for employees who are beginners. This training is given to them so that they get a sound know-how of the technical details. They can then incorporate them in their everyday official work. But this certification does not make the employees veteran enough to undertake individual projects.

The second level in the Six Sigma Certification Exam is the most sought after one both by industries and employees. In this level, the employees are given rigorous practical training. This is also the level where the Define Measure Analyze Improve Control (DMAIC) method is taught to the employees. The training given in the Green Belt of the Six Sigma Course is quite extensive and rigorous. This level is also referred by many as the real six sigma level.

The final level in the course is the black belt. People who pass this level are also referred as the Six Sigma champions. These are the employees who preside over the yellow and green belt employees. The black belts in Six Sigma are given the responsibility to monitor the proper implementation of the Six Sigma techniques in the processes. The experienced black belts or the champions are the ones who preside over the processes.

On the whole, there are several advantages of the Six Sigma Certifications. Upon the proper implementation of the Six Sigma technique, the employees are more satisfied with their jobs. This is one of the direct consequences of the increa. Cheap Jerseys Cheap Jerseys Cheap Jerseys Cheap Jerseys From China Cheap Jerseys From China Wholesale Jerseys Cheap Wholesale Jerseys From China Wholesale Jerseys From China Wholesale Football Jerseys Wholesale Soccer Jerseys


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